Welcome To the Tight Money Millionaire Program
Notice the heading on the right called "Links to Training Materials". There you will find the schedule of calls, phone number to dial, link to listen to the call live on the Internet and replays of previous calls. Under "Recent Posts" you will see messages and announcements made by Donna Fox or Paulie Sabol
Real Estate Financing
Posted on April 23, 2009
Filed Under Articles | Leave a Comment
We were discussing a book in class last night on real estate financing strategies. Here’s a link to it on Amazon
NLP for Real Estate Investors
Posted on February 18, 2009
Filed Under Articles | Leave a Comment
Here’s a link to an interview that Paulie did a few years ago with Bill Twyford.
Click to open the interview in a new window
Order Bill’s Programs on Amazon
Bill Twyford Shut up and Stick to the Script
Font Personality Study
Posted on January 28, 2009
Filed Under Articles | Leave a Comment
Here’s a link to the font personality study that I mentioned on today’s call
Font Study
Donna
Credit Repair Service
Posted on March 7, 2008
Filed Under Articles | Leave a Comment
I have not used them myself, so this is by no means an endorsement.
Remember, I do all my own credit repair and share the strategies with you.
Sometimes, people would prefer to hire a service, though.
I have heard others say they had successes with Ovation Law
They have been in business over 20 years, and have a program that appears to be $95 to start and $35 or $55 a month. One benefit is that the $95 start up fee isn’t charged until after your first round of dispute letters are mailed out, or 30 days goes by, whichever comes first.
Legally, this is so they can charge after a service has been rendered. No credit repair company can legally charge you before they render service.
A second service that people recommend is Lexington Law Firm. They run a competitive service, with three different products. Their highest package, which lets you have unlimited disputes, “creditor interventions” and credit score monitoring comes with a $99 set up fee and $79 a month.
Like Ovation, they only charge the set up fee after your file has actually been set up.
Advanta Business Credit Card
Posted on March 7, 2008
Filed Under Articles | Leave a Comment
In answer to a question that came up last night…
Per Paulie, his Advanta business credit card doesn’t appear on his personal Equifax credit report.
He doesn’t know about his TransUnion or Experian.
So I called Advanta. The person on the line couldn’t tell me which credit bureau they would pull me credit report from if I applied, but he did say if I was applying for a business line they would pull Dun & Bradstreet.
Monitoring Your Fico Score
Posted on March 5, 2008
Filed Under Articles | Leave a Comment
Jennifer asked us what service we use to monitor our credit.
Paulie uses
and in the interest of equal time (I’ve been watching too many political debates) here is their competition…
Let Us Be Your Good Credit Reference
Posted on March 5, 2008
Filed Under Announcements | Leave a Comment
On this morning’s session, we discussed how participation in the TMM Coaching program can be used to establish business credit with Dun & Bradstreet.
If you want to use their service to add positive trade lines, here’s the contact information they need. It’s our proper mailing address, contact person and office phone number
By Special Arrangements, Inc.
Attn: Client Verification
2219 Gina Street, #1
Portage, IN 46375
(219) 979-7643
bsa@DonnaAndPaulie.com
If they ask for an account reference number, use your email address for your membership with a TMM in front of it. For examples, ours would be TMM-bsa@DonnaAndPaulie.com
That way we can easily track your account.
Inquiries article | RoboForm Article
Posted on February 27, 2008
Filed Under Articles | Leave a Comment
We talked about two resources on this morning’s call that I want to highlight.
First, click here to read my article on how to remove inquiries from your credit report
Second, we discussed the use of an inexpensive solution to hundreds of log ins and passwords. It’s RoboForm, and you can read more about it on my blog here
50 Cash Stashes to Grow Your Business
Posted on January 31, 2008
Filed Under Articles | 2 Comments
Here’s a list we wrote ages ago as part of a brainstorm. I discussed this list in the second session on January 30th.
1. your pockets
2. your savings accounts
3. borrow against a CD
4. borrow against the cash value of a life insurance policy
5. borrow against someone else’s IRA
6. private money
7. mortgage brokers & bankers
8. borrow from your 401(k)
9. seller financing
10. hard money lending
11. private money lending
12. home equity LOC or refinance
13. loans from your family members
14. employer advances
15. prior financing (subject-to)
16. my three friends, Visa, Mastercard and American Express
17. pawnbrokers
18. borrow against future inheritance
19. selling a future stream of income, like rents due to you
20. Matthew Lesko’s unclaimed money sources (this is a brainstorm, all ideas are good!)
21. Sell a note or land contract
22. Aggressively collect bad debts
23. upgrade–dump your least profitable property, even at a discount, to buy a better one.
24. Get a part time job (radical, I know…)
25. Borrow from a pension
26. Barter your skills, services or other items. (I know someone who bought a house with a truck.)
27. Prepaid rents from tenants (this is a common practice commercially, for businesses to get steep rental discounts)
28. try shortsaling your OWN mortgages
29. advances on tax refund
30. in fact, change your withholdings all together to get more cash in each paycheck
31. lawsuit settlements (ok, I grappled with this one. It’s a valid source, but I don’t want to encourage people to be more litigious than average)
32. government grants
33. Small Business Administration loans (only if you have a business– maybe a marketing one that sends postcards and knocks on doors?)
34. acquire with a lease-option
35. venture capitalists (or as my friend says, “vulture” capitalists)
36. partner on deals with other investors who have excess capital
37. consumer finance companies
38. loans from fraternities/sororities or other membership-based organizations
39. local community rehabilitation grants and loans
40. borrow against your car
41. borrow against other valuables like jewelry, fine art
42. margin your stocks
43. sell you underperforming stocks, even at a loss
44. if you have a note or land contract, encourage the borrower to refinance by offering a discount
45. Do a business audit for deductions. Often we let thousands go by without taking advantage of them. Why wants to pay more in taxes than is required?
46. cash in a CD- if the rate of return you receive on your REI is significantly more than the penalty
47. commercial lines of credit
48. borrow against Other People’s Collateral
49. sell a portion of your business to another investor
50. sell your research or license a business system
Have any more suggestions? Let us know in a comment.
Updates from the evening call
Posted on January 23, 2008
Filed Under Articles | Leave a Comment
Links to the programs we discussed on the call have been added to the Useful Resources area in the toolbar on the right.
Replays for last week and this week are also available.